Long Term Care Insurance

Anyone tried to get long term care insurance with an AFib diagnosis and a pacemaker?

2 Comments

Insurance

by piglet22 - 2023-03-15 11:28:04

Hello

In theory, it shouldn't make any difference especially as you have been diagnosed and treated.

It's the ones who haven't they need to worry about

Long term care

by AgentX86 - 2023-03-15 22:59:51

I don't think a pacemaker or Afib is going to be a problem (I could be wrong). 

It's the ugly side of insurance is that an acute, deadly, disease will cost the insurance less then a chronic disease that will need a lot of care, like MS.  They're not going to underwrite someone with MS but probably will for someone with a pacemaker.

The right way to look at insurance is a bet that you want the insurance company to win.

 

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